Home Insurance and costs
Insurance and costs
Insurance and costs, explained up front.
With or without insurance, quality mental health care should be affordable — without undue financial stress.
We offer a range of payment options, including insurance coverage and sliding-scale fees for those who qualify. Our team explains your options before care begins.
Ways to pay
Payment options
Insurance
We accept insurance. Ask us to check your plan, provider participation, and your expected cost before you schedule.
Sliding-scale fees
Sliding-scale fees are available for those who qualify. Ask our intake team whether you may be eligible.
Self-pay
Prefer not to use insurance? Ask us about self-pay options and what to expect before your first visit.
Coverage
Insurance we work with
Blue Sails accepts TRICARE. Coverage varies by plan, service, and provider. Call us to confirm your benefits before your first appointment.
Commercial plans
- Aetna
- Anthem
- BlueCross BlueShield
- Cigna
- UnitedHealthcare
Autism services
Our autism services accept Maryland Medicaid and TRICARE, helping eligible families access care. Ask us about any authorization requirements.
About autism services →Don’t see your plan? Call us anyway — we’ll help you understand your options.
Process
How we check your costs
01
Request an appointment
Share your contact details, the kind of care you’re looking for, and your insurance information.
02
We review your options
Our intake team reviews service availability, insurance or payment options, and provider fit with you.
03
Start with clarity
You’ll know your provider, location or telehealth, and expected costs before care begins.
Services
Explore our services
Therapy
Individual, couples and family therapy — what to bring, meeting online, and getting started.
Learn more →
Psychiatry & medication management
Evaluations, medication questions, and what to expect at a first visit.
Learn more →
Autism services
Diagnosis, ABA, and what families should have ready — including insurance questions.
Learn more →Common questions
Cost questions
How do you make therapy affordable and what about insurance coverage?
What should I have ready when I call?
Does coverage differ between services?
Is telehealth covered?
Questions? Reach either office
Ready to check your coverage?
Request an appointment and our intake team will follow up about availability, insurance, and next steps.
If you are in crisis, call 911, go to the nearest ER, or call or text 988.