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Home Insurance and costs

Insurance and costs

Insurance and costs, explained up front.

With or without insurance, quality mental health care should be affordable — without undue financial stress.

We offer a range of payment options, including insurance coverage and sliding-scale fees for those who qualify. Our team explains your options before care begins.

Ways to pay

Payment options

Insurance

We accept insurance. Ask us to check your plan, provider participation, and your expected cost before you schedule.

Sliding-scale fees

Sliding-scale fees are available for those who qualify. Ask our intake team whether you may be eligible.

Self-pay

Prefer not to use insurance? Ask us about self-pay options and what to expect before your first visit.

Coverage

Insurance we work with

Coverage varies by plan, service, and provider. Call us to confirm your benefits before your first appointment.

Commercial plans

  • Aetna
  • Anthem
  • BlueCross BlueShield
  • Cigna
  • UnitedHealthcare
AetnaAnthemBlueCross BlueShieldCignaUnitedHealthcare

Autism services

Our autism services accept Maryland Medicaid and TRICARE, helping eligible families access care. Ask us about any authorization requirements.

About autism services →

Don’t see your plan? Call us anyway — we’ll help you understand your options.

Process

How we check your costs

01

Request an appointment

Share your contact details, the kind of care you’re looking for, and your insurance information.

02

We review your options

Our intake team reviews service availability, insurance or payment options, and provider fit with you.

03

Start with clarity

You’ll know your provider, location or telehealth, and expected costs before care begins.

Services

Explore our services

Therapy

Individual, couples, family, and group therapy — what to bring, meeting online, and getting started.

Learn more →

Psychiatry & medication management

Evaluations, medication questions, and what to expect at a first visit.

Learn more →

Autism services

Diagnosis, ABA, and what families should have ready — including insurance questions.

Learn more →

Common questions

Cost questions

How do you make therapy affordable and what about insurance coverage?
We strive to make therapy accessible and affordable. Our pricing is transparent, and we offer a range of payment options, including insurance coverage and sliding-scale fees for those who qualify. Our team is here to help you navigate payment and insurance options, so you can access the care you need without undue financial stress.
What should I have ready when I call?
Have your insurance card or plan details, the kind of care you’re looking for, and your preferred office (Bethesda or Lusby) or telehealth.
Does coverage differ between services?
Yes. Coverage can vary by plan, service, and provider. Ask our team to review your insurance and explain costs before you begin.
Is telehealth covered?
Telehealth is available across Maryland. Ask us to confirm how your plan covers telehealth visits.

Questions? Reach either office

Blue Sails Bethesda

10411 Motor City Drive, Suite 615
Bethesda, MD 20817

Office details →

Blue Sails Lusby

225 Town Square Drive, Suite 3
Lusby, MD 20657

Office details →

Telehealth

Telehealth is available across Maryland.

Call (410) 231-0488

Ready to check your coverage?

Request an appointment and our intake team will follow up about availability, insurance, and next steps.

If you are in immediate danger, call 911. For crisis support, call or text 988.